<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><div class="column">
    <h1>sitemap.xml</h1>
</div>

<div class="content-wrapper">
	<div class="content">
	  <url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/tax-and-your-pension/tax-and-new-pensions</loc>
<lastmod>2024-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/accessibility-statement</loc>
<lastmod>2025-12-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/expression-of-wish-for-payment-of-death-grant</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/guidance-including-letters-and-forms/leavers-and-opt-outs/leavers/what-if-i-leave-before-retirement</loc>
<lastmod>2026-03-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund/duties</loc>
<lastmod>2024-06-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund/administrative-standards</loc>
<lastmod>2023-04-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/policies/statement-of-investment-principles/appendix-1</loc>
<lastmod>2023-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/policies/statement-of-investment-principles/appendix-2</loc>
<lastmod>2023-01-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/policies/statement-of-investment-principles/appendix-3</loc>
<lastmod>2023-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/policies/statement-of-investment-principles/appendix-4</loc>
<lastmod>2023-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/early-retirement-on-the-grounds-of-redundancy-or-efficiency/if-you-are-any-age-and-have-less-than-2-years-membership</loc>
<lastmod>2019-12-18</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/early-retirement-on-the-grounds-of-redundancy-or-efficiency/if-you-are-under-age-55-and-have-more-than-2-years-membership</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/early-retirement-on-the-grounds-of-redundancy-or-efficiency/if-you-are-age-55-or-over-and-have-more-than-2-years-membership</loc>
<lastmod>2026-03-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/guide-to-your-estimate-documents</loc>
<lastmod>2026-01-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/qs-and-as-of-retirement</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/civil-partner</loc>
<lastmod>2020-03-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits/early-payment-due-to-permanent-ill-health/db-into-payment-ill-health-process</loc>
<lastmod>2023-04-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/news</loc>
<lastmod>2026-05-27</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/karf-rules-and-constitution/fellowship-rules</loc>
<lastmod>2022-09-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/karf-rules-and-constitution/karf-constitution</loc>
<lastmod>2021-01-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/overseas-transfer-charge</loc>
<lastmod>2020-05-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pensions-increase/pension-increase-faqs</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/retirement-declaration-form-a-guide</loc>
<lastmod>2025-04-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/responsible-investment</loc>
<lastmod>2024-04-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/protections-for-members-including-the-85-year-rule/about-the-85-year-rule</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund</loc>
<lastmod>2020-06-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund</loc>
<lastmod>2022-08-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund/duties-and-standards</loc>
<lastmod>2021-01-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/mypension-online</loc>
<lastmod>2026-03-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/leaver-process</loc>
<lastmod>2023-07-25</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/how-a-refund-is-calculated/refund-process</loc>
<lastmod>2025-01-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/transfer-discharge-forms-to-complete</loc>
<lastmod>2023-12-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/mypension-online/what-you-can-do-in-mypension-online</loc>
<lastmod>2025-02-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/lump-sum-death-grant-if-you-die-in-service</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/survivors-pension-if-you-die-in-service</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/childrens-pension-if-you-die-in-service</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/cost-of-joining</loc>
<lastmod>2026-02-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/reasons-for-joining</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/death-of-a-pensioner/lump-sum-death-grant-after-a-death-of-a-pensioner</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/death-of-a-pensioner/survivors-pension-after-a-death-of-a-pensioner</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances</loc>
<lastmod>2025-04-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job</loc>
<lastmod>2023-07-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/aggregating-pension-records</loc>
<lastmod>2025-02-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/redundancy</loc>
<lastmod>2021-04-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/death-of-a-deferred-member/lump-sum-death-grant-if-you-die-with-a-deferred-benefit</loc>
<lastmod>2025-07-29</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/death-of-a-deferred-member/survivors-pension-if-you-die-with-a-deferred-pension</loc>
<lastmod>2026-04-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/death-of-a-deferred-member/childrens-pension-if-you-die-with-a-deferred-benefit</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/transferring-to-another-pension-arrangement</loc>
<lastmod>2026-01-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/transferring-within-the-lgps</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/accessible-formats</loc>
<lastmod>2021-01-18</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/transfer-out-information-for-pension-providers</loc>
<lastmod>2025-01-29</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/calculation-of-annual-pension-for-membership-form-1-april-2014</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/calculation-of-annual-pension-for-membership-between-1-april-2008-and-31-march-2014</loc>
<lastmod>2021-12-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/calculation-of-annual-pension-for-membership-before-1-april-2008</loc>
<lastmod>2022-01-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/revaluation-of-pension-from-1-april-2014/revaluation-percentages-for-previous-years</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/pension-scams-prevention</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/survivors-pension-if-you-die-in-service/example-of-a-survivor-pension-after-death-in-service</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/working-days</loc>
<lastmod>2021-06-18</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/death-of-a-pensioner/survivors-pension-after-a-death-of-a-pensioner/calculation-of-survivors-pension-after-a-pensioners-death</loc>
<lastmod>2026-04-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/age-75</loc>
<lastmod>2024-05-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/responsible-investment</loc>
<lastmod>2025-06-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/responsible-investment/responsible-investment-news</loc>
<lastmod>2025-01-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/news/archive-news-for-members</loc>
<lastmod>2026-04-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/useful-points-about-bank-details</loc>
<lastmod>2022-03-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out/transferring-to-another-pension-arrangement/conditions-to-meet-to-transfer-out-your-pension</loc>
<lastmod>2023-06-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/joiner-pack</loc>
<lastmod>2025-11-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/how-your-deferred-benefits-keep-their-value/proportion-of-the-pension-increase-on-new-deferred-benefits</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/responsible-investment/voting-summaries-in-previous-years</loc>
<lastmod>2025-06-25</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pensions-increase/percentage-increase-in-previous-years</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/payment-to-an-overseas-account/convera-mandate-forms</loc>
<lastmod>2023-02-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/collective-defined-contribution</loc>
<lastmod>2023-06-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/webinars-for-members</loc>
<lastmod>2026-05-18</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/surveys-for-members</loc>
<lastmod>2025-09-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/police-officer-pension-schemes</loc>
<lastmod>2026-05-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/how-we-keep-in-touch-with-deferred-members</loc>
<lastmod>2025-06-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/contact-us/tips-for-reducing-file-size</loc>
<lastmod>2023-11-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/contributions/previous-years-contribution-rates</loc>
<lastmod>2026-02-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/responsible-investment/responsible-investment-news/archive-news-about-responsible-investment</loc>
<lastmod>2024-05-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/news/net-zero-commitment</loc>
<lastmod>2024-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2/lump-sum-tax-free-allowances</loc>
<lastmod>2024-04-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2/lump-sum-tax-free-allowances/changes-to-the-lifetime-allowance-lta</loc>
<lastmod>2024-09-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2/lump-sum-tax-free-allowances/transitional-allowance</loc>
<lastmod>2025-11-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/relevant-benefit-crystallisation-event</loc>
<lastmod>2024-04-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/access-denied</loc>
<lastmod>2024-08-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/annual-benefit-statement/annual-benefit-statement-faqs</loc>
<lastmod>2024-08-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/carers-leave</loc>
<lastmod>2024-11-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/how-kent-pension-fund-are-dealing-with-the-mccloud-remedy</loc>
<lastmod>2026-02-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pension-pot</loc>
<lastmod>2025-03-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/child-related-leave/neonatal-care-leave-and-pay</loc>
<lastmod>2026-05-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/webinars-for-members/previous-webinars</loc>
<lastmod>2026-05-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/eligible-cohabiting-partner</loc>
<lastmod>2025-05-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/normal-minimum-pension-age-nmpa</loc>
<lastmod>2025-07-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/qualifying-additional-pension-arrangement-qapa</loc>
<lastmod>2026-05-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/child-related-leave/bereaved-partners-paternity-leave</loc>
<lastmod>2026-05-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/councillors-and-mayors-elected-members</loc>
<lastmod>2026-05-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/underpin</loc>
<lastmod>2026-05-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary</loc>
<lastmod>2020-11-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/home</loc>
<lastmod>2020-04-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/firefighter</loc>
<lastmod>2023-03-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/teachers-pension-scheme</loc>
<lastmod>2025-07-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/actuary-information</loc>
<lastmod>2026-03-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/contact-treasury-and-investments</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/employers/policies</loc>
<lastmod>2026-03-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/report-and-accounts</loc>
<lastmod>2025-12-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/pension-fund-committee</loc>
<lastmod>2024-02-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment</loc>
<lastmod>2025-10-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-out</loc>
<lastmod>2025-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership</loc>
<lastmod>2023-07-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership</loc>
<lastmod>2025-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work</loc>
<lastmod>2026-05-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/process-to-be-followed</loc>
<lastmod>2021-11-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/offsetting-pension-rights</loc>
<lastmod>2015-11-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/pension-sharing-order</loc>
<lastmod>2025-02-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/earmarking-order</loc>
<lastmod>2025-01-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/remarrying-or-entering-into-a-new-civil-partnership</loc>
<lastmod>2024-06-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/divorce-or-dissolution-of-a-civil-partnership/schedule-of-charges-for-divorce-procedures</loc>
<lastmod>2021-02-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/sickness</loc>
<lastmod>2024-08-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/child-related-leave</loc>
<lastmod>2026-05-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/jury-service</loc>
<lastmod>2026-05-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/reserve-forces-leave</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/authorised-unpaid-leave</loc>
<lastmod>2026-05-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/unauthorised-unpaid-leave</loc>
<lastmod>2019-07-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/strike-action</loc>
<lastmod>2023-08-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/parental-leave</loc>
<lastmod>2026-05-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-circumstances/absence-from-work/career-break</loc>
<lastmod>2026-04-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/multiple-employments</loc>
<lastmod>2025-02-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/reduction-in-hours</loc>
<lastmod>2022-07-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/reduction-in-pay</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/secondment</loc>
<lastmod>2021-04-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/school-changing-to-an-academy</loc>
<lastmod>2023-08-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/reduction-in-hours/other-benefits</loc>
<lastmod>2025-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service</loc>
<lastmod>2025-01-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/if-you-paid-extra-contributions</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/survivors-pension-is-payable</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/death-in-service/survivors-pension-is-not-payable</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits</loc>
<lastmod>2025-01-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/additional-pension-contributions-apcs</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs</loc>
<lastmod>2026-02-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/free-standing-additional-voluntary-contributions-fsavcs</loc>
<lastmod>2022-03-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/contributions-into-a-personal-or-stakeholder-pension-plan</loc>
<lastmod>2021-07-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/limits-on-how-much-you-can-pay</loc>
<lastmod>2022-09-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/tax-rules-on-pension-savings</loc>
<lastmod>2024-04-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/already-buying-membership-and-want-to-pay-extra</loc>
<lastmod>2023-08-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/employer-awarding-extra-benefits</loc>
<lastmod>2026-03-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/paying-extra-and-absent-from-work</loc>
<lastmod>2023-08-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/triggering-annual-allowance-tax-charge</loc>
<lastmod>2025-01-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/how-in-house-AVCs-work</loc>
<lastmod>2025-03-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement</loc>
<lastmod>2024-12-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-if-you-leave-before-retirement</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-if-you-move-to-the-50-50-section</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement/buy-an-annuity</loc>
<lastmod>2021-03-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement/buy-a-top-up-lgps-pension</loc>
<lastmod>2022-03-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement/take-your-avcs-as-cash</loc>
<lastmod>2022-03-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement/buy-extra-membership-in-the-lgps</loc>
<lastmod>2022-03-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement</loc>
<lastmod>2022-03-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/opting-out</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/resigning</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/early-retirement</loc>
<lastmod>2025-10-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/normal-retirement</loc>
<lastmod>2025-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/late-retirement</loc>
<lastmod>2024-05-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/early-retirement-on-the-grounds-of-redundancy-or-efficiency</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/flexible-retirement</loc>
<lastmod>2025-07-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/ill-health-retirement</loc>
<lastmod>2025-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/dismissal</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/converting-your-pension-to-a-lump-sum</loc>
<lastmod>2025-05-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/calculating-your-pension-benefits</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/paying-extra-when-you-leave</loc>
<lastmod>2019-01-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension/the-retirement-process</loc>
<lastmod>2025-05-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/paying-extra-when-you-leave/paying-apcs-when-i-leave</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/paying-extra-when-you-leave/paying-arcs-when-i-leave</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/paying-extra-when-you-leave/paying-for-extra-years-membership-when-i-leave</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/paying-extra-when-you-leave/paying-in-house-avcs-when-i-leave</loc>
<lastmod>2021-11-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/the-5050-section</loc>
<lastmod>2026-02-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/contributions</loc>
<lastmod>2026-02-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/keeping-you-informed</loc>
<lastmod>2026-04-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/new-member-information</loc>
<lastmod>2025-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/protections-for-members-including-the-85-year-rule</loc>
<lastmod>2025-02-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights</loc>
<lastmod>2025-01-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/contributions/what-you-pay-contributions-on</loc>
<lastmod>2021-01-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/contributions/what-your-employer-pays</loc>
<lastmod>2026-03-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/annual-benefit-statement</loc>
<lastmod>2026-01-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights/previously-paid-into-the-lgps-and-have-pension-rights</loc>
<lastmod>2022-07-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights/pension-rights-in-another-workplace-pension-scheme</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights/personal-or-stakeholder-pension-plan</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights/transferring-in-additional-voluntary-contributions-avcs</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension/transferring-in-pension-rights/the-process-of-transferring-in-pension-rights</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/guides-and-factsheets</loc>
<lastmod>2025-10-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/forms</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/help-and-complaints</loc>
<lastmod>2026-01-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/85-year-rule</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/abatement</loc>
<lastmod>2020-11-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/accrual-rate</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/actuary</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/actuarial-valuation</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/administering-authority</loc>
<lastmod>2015-05-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/admission-agreement</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/additional-voluntary-contributions</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/adjudicator</loc>
<lastmod>2025-11-26</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/admission-body</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/aggregated</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/annuity</loc>
<lastmod>2019-09-25</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/assumed-pensionable-pay</loc>
<lastmod>2025-03-25</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/beneficiary</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/awarded-a-pension-share-on-divorce-or-dissolution</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/membership-calculation-before-1-april-2014</loc>
<lastmod>2025-01-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/final-pay-calculation-before-1-april-2014</loc>
<lastmod>2022-04-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/calculation-of-deferred-benefits/how-your-deferred-benefits-keep-their-value</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/death-of-a-deferred-member</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/deferred-benefit-statements</loc>
<lastmod>2025-07-29</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/if-you-paid-extra</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits</loc>
<lastmod>2025-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits/early-payment-due-to-permanent-ill-health</loc>
<lastmod>2026-02-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits/retirement-process-for-lgps-deferred-members</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits/early-payment-from-age-55-and-before-normal-pension-age</loc>
<lastmod>2025-07-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/forms-for-deferred-members</loc>
<lastmod>2026-03-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/guides-and-factsheets-for-deferred-members</loc>
<lastmod>2025-01-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/about-the-lgps-scheme</loc>
<lastmod>2025-10-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/about-the-lgps-scheme/what-type-of-scheme-is-the-lgps</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund/key-performance-indicators-kpis-and-standards</loc>
<lastmod>2025-09-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/contact-us</loc>
<lastmod>2024-12-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/proof-of-life</loc>
<lastmod>2025-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/death-of-a-pensioner</loc>
<lastmod>2025-01-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/divorce-or-dissolution-of-a-civil-partnership</loc>
<lastmod>2025-12-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/divorce-or-dissolution-of-a-civil-partnership/how-does-a-pension-sharing-order-affects-your-pension</loc>
<lastmod>2021-11-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/guaranteed-minimum-pension</loc>
<lastmod>2024-02-29</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/forms-for-pensioner-members</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/guides-and-factsheets-for-pensioner-members</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/in-receipt-of-a-child-pension</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/in-receipt-of-a-pension-share-following-divorce-or-dissolution-of-a-civil-partnership</loc>
<lastmod>2025-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/in-receipt-of-spouse,-civil-partner-or-eligible-cohabiting-partner-pension</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf</loc>
<lastmod>2021-09-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/open-lines-newsletter</loc>
<lastmod>2026-04-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information</loc>
<lastmod>2026-06-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/p60-information</loc>
<lastmod>2025-12-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/payment-to-an-overseas-account</loc>
<lastmod>2025-09-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/your-p45</loc>
<lastmod>2024-11-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pensions-increase</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/re-employment-and-your-pension</loc>
<lastmod>2022-03-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/tax-and-your-pension</loc>
<lastmod>2025-12-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/capital-value</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/care-pensionable-pay</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/career-average-revalued-earnings</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/cash-equivalent-value</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/public-sector-transfer-club</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/commutation</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/consumer-price-index</loc>
<lastmod>2025-03-25</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/contracted-out</loc>
<lastmod>2025-03-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/contributions-equivalent-premium</loc>
<lastmod>2019-10-29</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/converted-benefits</loc>
<lastmod>2019-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/cost-of-living</loc>
<lastmod>2019-11-18</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/death-grant</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/dependant</loc>
<lastmod>2025-01-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/designating-body</loc>
<lastmod>2025-03-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/discretion</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/discretionary-compensation</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/earmarking-order</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/efficiency</loc>
<lastmod>2026-02-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/financially-interdependent</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/final-salary-pensionable-pay</loc>
<lastmod>2020-06-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/gainful-employment</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/guaranteed-minimum-pension</loc>
<lastmod>2025-10-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/independent-financial-advisers</loc>
<lastmod>2018-12-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/independent-registered-medical-practitioner</loc>
<lastmod>2023-09-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/internal-dispute-resolution-procedure</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/local-government-pension-scheme</loc>
<lastmod>2025-01-16</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/main-section</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/money-purchase-scheme</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/mutuality-of-obligation</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/normal-pension-age</loc>
<lastmod>2025-01-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pension-account</loc>
<lastmod>2025-02-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pension-credit</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pension-debit</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pension-sharing-order</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pensionable-earnings</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/pensionable-pay</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/power-of-attorney</loc>
<lastmod>2015-05-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/qualifying-service</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/scheme-year</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/shared-cost-additional-pension-contributions</loc>
<lastmod>2018-12-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/spouse</loc>
<lastmod>2015-05-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/stakeholder-pension-scheme</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/standard-benefits</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/state-earnings-related-pension-scheme</loc>
<lastmod>2023-10-27</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/state-pension-age</loc>
<lastmod>2025-10-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/state-second-pension</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/tax-relief</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/transfer-value</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/triennial-valuation</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/variable-time</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/whole-time</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/karf-rules-and-constitution</loc>
<lastmod>2021-09-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/website-rep-page</loc>
<lastmod>2021-09-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch</loc>
<lastmod>2022-06-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/dartford</loc>
<lastmod>2022-08-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/gravesham</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/medway</loc>
<lastmod>2024-08-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/shepway-channel</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/tonbridge</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/tunbridge-wells</loc>
<lastmod>2025-01-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/wyvern-swale</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/ashford</loc>
<lastmod>2022-08-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/canterbury</loc>
<lastmod>2026-01-27</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/whitstable-and-herne-bay</loc>
<lastmod>2025-10-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/folkestone,-dover-and-deal</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/maidstone-east</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/maidstone-west</loc>
<lastmod>2022-08-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/thanet-north</loc>
<lastmod>2024-08-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/automatic-enrolment-and-the-lgps</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/automatic-enrolment-and-the-lgps/fixed-and-enhanced-protection</loc>
<lastmod>2025-04-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/rejoining-the-lgps</loc>
<lastmod>2025-03-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/what-is-a-pension</loc>
<lastmod>2025-03-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/calculation-of-benefits</loc>
<lastmod>2025-02-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/joining-and-automatic-enrolment/who-can-join</loc>
<lastmod>2024-06-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/canterbury/meeting-place</loc>
<lastmod>2022-03-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/canterbury/monthly-meetings</loc>
<lastmod>2026-01-27</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/folkestone,-dover-and-deal/meeting-place</loc>
<lastmod>2020-01-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/folkestone,-dover-and-deal/programme-of-events</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/gravesham/meeting-place</loc>
<lastmod>2018-07-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/maidstone-east/meeting-place</loc>
<lastmod>2020-01-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/maidstone-east/programme-of-events</loc>
<lastmod>2026-04-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/shepway-channel/meeting-place</loc>
<lastmod>2022-01-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/shepway-channel/meeting-events-and-walks</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/thanet-north/meeting-place</loc>
<lastmod>2020-01-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/tonbridge/meeting-place</loc>
<lastmod>2024-05-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/tonbridge/programme-of-events</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/whitstable-and-herne-bay/meeting-place</loc>
<lastmod>2020-02-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/whitstable-and-herne-bay/programme-of-speakers-and-events</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/wyvern-swale/meeting-place</loc>
<lastmod>2018-07-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/wyvern-swale/programme-of-meetings</loc>
<lastmod>2019-07-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/wyvern-swale/programme-of-events</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/wyvern-swale/events-information</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/paying-extra-and-absent-from-work/absence-and-paying-apcs,arcs-or-added-years</loc>
<lastmod>2019-01-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/paying-extra-and-absent-from-work/absence-and-paying-avcs</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us</loc>
<lastmod>2025-06-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/our-responsibilities</loc>
<lastmod>2025-01-27</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/our-staff</loc>
<lastmod>2025-11-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/contact-us</loc>
<lastmod>2026-03-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/terms-and-conditions</loc>
<lastmod>2025-06-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/cookies</loc>
<lastmod>2026-05-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/transfer-of-your-job-to-another-employer</loc>
<lastmod>2025-01-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/transferring-out-avcs</loc>
<lastmod>2024-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/leaving-before-retirement/how-a-refund-is-calculated</loc>
<lastmod>2025-01-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/how-we-keep-in-touch-with-members-in-receipt-of-a-pension</loc>
<lastmod>2025-03-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/input-period</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/retirement-and-taking-your-pension</loc>
<lastmod>2025-11-07</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/page-not-found-404</loc>
<lastmod>2020-01-08</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/page-archived</loc>
<lastmod>2015-09-15</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/administration-of-the-fund/data-sharing-with-the-lgps-national-insurance-database</loc>
<lastmod>2025-01-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/guidance-notes</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/employer-responsibilities</loc>
<lastmod>2023-04-09</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/defined-benefit-scheme</loc>
<lastmod>2016-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/defined-contribution-scheme</loc>
<lastmod>2016-01-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/academies</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/commercial-company-or-charity-admission-body</loc>
<lastmod>2026-05-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/local-authority-body-designating-body</loc>
<lastmod>2026-03-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/border-to-coast-pooling</loc>
<lastmod>2026-05-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/payment-of-deferred-benefits/delayed-payment-after-normal-pension-age</loc>
<lastmod>2025-09-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/private-sector</loc>
<lastmod>2016-11-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/public-sector</loc>
<lastmod>2016-11-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/deferred-benefits</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/membership-and-contributions/revaluation-of-pension-from-1-april-2014</loc>
<lastmod>2026-03-05</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-when-you-die</loc>
<lastmod>2025-01-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/gad</loc>
<lastmod>2019-10-22</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/pre-retirement-course2</loc>
<lastmod>2026-06-01</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/increasing-benefits/in-house-additional-voluntary-contributions-avcs/avcs-on-retirement/transfer-your-avc-fund-to-another-pension-arrangement</loc>
<lastmod>2022-03-24</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/kent-active-retirement-fellowship-karf/find-your-local-karf-branch/canterbury/events</loc>
<lastmod>2026-03-13</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/changes-during-membership/changes-in-my-job/change-in-post</loc>
<lastmod>2025-02-14</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2</loc>
<lastmod>2024-11-12</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2/annual-allowance</loc>
<lastmod>2025-02-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/tax-controls-and-pensions2/Lifetime-Allowance-protections</loc>
<lastmod>2025-05-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/privacy-policy</loc>
<lastmod>2026-01-21</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/pensioner-member-receiving-a-pension/pension-payment-information/taking-a-small-pension-as-a-cash-lump-sum</loc>
<lastmod>2025-03-19</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/glossary/letting-authority</loc>
<lastmod>2019-12-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/the-lgps-regulations-academies</loc>
<lastmod>2019-10-03</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/the-fund-actuary-report</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/academies-in-the-fund</loc>
<lastmod>2026-03-31</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/employer-financial-responsibilities</loc>
<lastmod>2020-11-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/annual-accounting-reports-frs102ias19</loc>
<lastmod>2023-03-06</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/the-local-government-pension-scheme-lgps-regulations-admission-bodies</loc>
<lastmod>2022-03-04</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/commercial-contract</loc>
<lastmod>2021-01-10</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/legal-documents</loc>
<lastmod>2023-07-20</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/admission-agreement</loc>
<lastmod>2024-05-02</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/types-of-security</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/exit-liabilities-admission-bodies</loc>
<lastmod>2025-11-11</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/the-local-government-pension-scheme-lgps-regulations-resolution-bodies</loc>
<lastmod>2024-01-30</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/becoming-a-fund-employer/exit-liabilities-resolution-bodies</loc>
<lastmod>2022-06-17</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/current-member-paying-in/help-and-complaints/trace-your-pension-rights</loc>
<lastmod>2023-10-23</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/deferred-member-no-longer-paying-in/transferring-pension</loc>
<lastmod>2025-01-28</lastmod>
</url><url>
<loc>https://www.kentpensionfund.co.uk/local-government/about-us/management-of-the-fund/pension-board</loc>
<lastmod>2026-02-26</lastmod>
</url>
	</div>
</div>

<svg style="display: none;">
  <defs>
    <symbol id="sidebar-icon" viewBox="0 0 26 26">
      <g stroke="none" stroke-width="1" fill="#0a612e" fill-rule="evenodd">
        <path d="M6,1.4 C4.5,0.5 2.5,1.1 1.5,2.6 C0.5,4.1 1,6.1 2.5,7 C4,7.9 6,7.4 7,5.8 C7.9,4.3 7.5,2.3 6,1.4 L6,1.4 Z"></path>
        <path d="M6,11.2 C4.5,10.3 2.5,10.8 1.5,12.3 C0.5,13.8 1,15.8 2.5,16.7 C4,17.7 6,17.1 7,15.6 C7.9,14.1 7.5,12.1 6,11.2 L6,11.2 Z"></path>
        <path d="M6,21 C4.5,20.1 2.5,20.6 1.5,22.1 C0.5,23.6 1,25.6 2.5,26.5 C4,27.5 6,26.9 7,25.4 C7.9,23.9 7.5,21.9 6,21 L6,21 Z"></path>
        <path d="M11,2 L11,5.6 L27,5.6 L27,1.2 L11,2 Z"></path>
        <path d="M11,15.4 L27,15.4 L27,11 L11,11.8 L11,15.4 Z"></path>
        <path d="M11,25.2 L27,25.2 L27,20.8 L11,21.6 L11,25.2 Z"></path>
      </g>
    </symbol>
  </defs>
</svg>

<div class="right-sidebar">
		
	</div></urlset>