Local Government Pension Scheme (LGPS)
As the Administering Authority of Kent Pension Fund (the Fund), we hold certain information about you ("personal data") which we need to administer the Fund.
We have summarised some of the key ways in which we deal with this information below. Further information can be found in the full privacy notice (PDF, 1.0 MB).
Personal data we hold
The types of data we hold and process will typically include:
- contact details, including name, address, telephone numbers and email address
- identifying details, including date of birth and National Insurance number
- information relating to your benefits in the Fund, including length of service or membership and salary
- other information in relation to your membership of the Fund or to enable the calculation or payment of benefits, for example bank account details
- information about your family, dependents or personal circumstances, for example, marital status and information relevant to the distribution and allocation of benefits payable on death
- information about your health, for example, to assess eligibility for benefits payable on ill health, or where your health is relevant to a claim for benefits following the death of a member of the Fund
- information about a criminal conviction if this has resulted in you owing money to your employer or the Fund and the employer or Fund may be reimbursed from your benefits.
We obtain some of this personal data directly from you. We may also obtain data from your employer (for example, salary information) and from other sources including public databases.
What we do with your personal data
We will use this personal data to administer the Fund and to calculate and provide you (and, if you are a member of the Fund, your beneficiaries if you die) with benefits. We will also use this personal data for statistical and financial modelling and reference purposes (for example, when we assess how much money is needed to provide members benefits and how that money should be invested), and to comply with our legal obligations.
From time to time we will share your personal data with third parties, including our contractors, advisors, government bodies and dispute resolution and law enforcement agencies and insurers in order to comply with our obligations under law, and in connection with the provision of services that help us carry out our duties, rights and discretions in relation to the Fund. These organisations are listed in the full privacy notice (PDF, 1.0 MB).
In some cases recipients of your personal data may be outside the UK. If this occurs, we will make sure that appropriate safeguards are in place to protect your data in accordance with applicable laws. Contact us if you want more information in connection with this.
Legal basis for using your personal data
The legal basis for our use of your personal data will generally be one or more of the following:
- we need to process your personal data to satisfy our legal obligations as the Administering Authority of the Fund
- we need to process your personal data to carry out a task in the public interest or in the exercise of official authority in our capacity as a public body
- we need to process your personal data for the legitimate interests of administering and managing the Fund and liabilities under it, calculating, securing and paying benefits and performing our obligations and exercising any rights, duties and discretions the Administering Authority has in relation to the Fund
- because we need to process your personal data to meet our contractual obligations in relation to the Fund (for example, under an agreement that you will pay additional voluntary contributions to the Fund), or to take steps, at your request, before entering into a contract.
How long your data is held
We will only keep your personal data for as long as we need it to administer the Fund and to deal with any questions or complaints that we may receive about this, unless the law requires us to keep it for a longer period. In practice, this means that your personal data may be retained for as long as you (or any beneficiary who receives benefits after your death) are entitled to benefits from the Fund and for a period of 100 years after those benefits stop being paid. For the same reason, your personal data may also need to be retained where you have received a transfer, or refund, from the Fund in respect of your benefit entitlement.
Your rights
You have a right to access and obtain a copy of the personal data that we hold about you and to ask us to correct your personal data if there are any errors or it is out of date or incomplete. In certain circumstances you have the right to object to the processing of your personal data; for example you have the right to object to processing of your personal data which is based on the public interest or legitimate interests identified in the section above headed "Legal basis for using your personal data", or where the processing is for direct marketing purposes. In some cases you may also have a right to ask us to restrict the processing of your personal data until any errors are corrected or to transfer or (in very limited circumstances) erase your personal data. You can obtain further information about these rights from the Information Commissioner's Office website or call 0303 123 1113.
If you wish to exercise any of these rights, please contact us. You also have the right to lodge a complaint in relation to this summary notice, the full privacy notice or our processing activities with the Information Commissioner's Office, which you can do through the website above or their telephone helpline.
One of the reasons we collect and hold your personal data is to administer your benefits from the Fund. If you do not provide the information we request or ask that the personal data we already hold is deleted or that the processing of the personal data be restricted, this may affect our ability to administer your benefits, including the payment of benefits from the Fund. In some cases it could mean that we are unable to put your pension into payment or have to stop your pension (if already in payment).